Company file — Old Republic Home Protection
The real-estate-channel veteran (est. 1974): plans that mostly arrive with a home sale, where the evidence file starts empty on closing day.
Waiting period: 30 days before coverage starts
Service fee (per claim visit): {'note': 'NerdWallet (quotes collected Dec 2025): trade call fee choice of $100 or $125, payable even if the claim is denied. This Old House Louisiana pricing table: $75-$100 (Essential/Standard), $100 (Ultimate/Platinum). ConsumersAdvocate older data: $55-$100 by state/home. Dataset range across sources: $75-$125, varying by state and plan — the $100/$125 choice is the current homeowner-direct figure.', 'range_usd': '$100 or $125 (member chooses at signup; lower fee = higher premium) — state/plan variants $75-$100 also reported', 'source': 'NerdWallet ORHP review, read 2026-10-18; This Old House ORHP review, read 2026-10-18', 'source_url': 'https://www.nerdwallet.com/p/reviews/mortgages/old-republic-home-protection-review'}
Workmanship guarantee: 30 days
Cancellation: {'cite': 'ORHP plan contract text (Cancellation), read 2026-10-18; GA 7.2 (12/2025) terms via orhomewarranty.com, read 2026-10-18', 'gist': "TWO regimes by contract version — read yours. (1) Older brochure contracts (CA 5.3/6.x, AZ 6.0): plan is NON-CANCELABLE except (a) nonpayment, (b) fraud/misrepresentation material to the plan or a service request, (c) mutual agreement, (d) harm/threat to ORHP, employees, service providers or property. If canceled: pro-rata repayment of paid fee for the unexpired term, less service costs incurred and a $50 processing fee; if the math leaves a balance owed for services, ORHP bills the lesser of the net amount due or the unpaid plan fee. (2) Newer terms (GA 7.2, 12/2025): member may cancel any time by written notice (email cancellations@orhp.com); within 30 days of effective date with no services rendered = full repayment (services rendered are deducted); after 30 days = pro-rata repayment of unexpired portion less service costs, with any balance billed at the lesser of the unpaid annual fee or net amount due; ORHP may cancel only for nonpayment or material fraud/misrepresentation, with 30 days' written notice. This Old House also notes a 10% cancellation penalty in some states.", 'source_url': 'https://www.orhomewarranty.com/hubfs/product-pdfs/7_2/ROG/One_Home_Warranty-72-Georgia.pdf?hsLang=en'}
BBB rating: A+ · Complaints on file: See profile (read 2026-10-18)
The BBB profile
Complaint counts are a record of volume, not a denial rate — no company publishes one, and we don't invent one.
| Plan | Per system | Per appliance | Per term (aggregate) |
|---|---|---|---|
| Essential (real-estate channel; = Basic in homeowner-direct naming) | — | — | — |
| Standard (real-estate channel; = Deluxe in homeowner-direct naming) | — | — | — |
| Ultimate (real-estate channel) | — | — | — |
| Platinum (real-estate channel) / Elite (homeowner-direct naming) | — | — | — |
Caps from the published sample agreement / plan terms cited below. Plans vary by state and by the year you bought — your issued agreement controls.
Run your own situation through the readiness checker — it uses this company's caps and clauses. Already denied? The denial decoder starts with the reason on your letter.
Included in the $39 WarrantyDecoded Kit
One payment. Yours to keep. For any home warranty company, any plan.
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